Domestic Transactions

To acquire, sell, assign, or reassign all types of invoiced receivables related to domestic commercial transactions in accordance with international factoring practices and rules; to carry out the purchase-sale, assignment, or reassignment of term receivables in line with international factoring practices; and to perform factoring transactions in compliance with foreign trade and exchange legislation.

To establish the necessary organization for the collection of receivables assigned to the company.

To engage in financial transactions required by the company's field of activity and to execute funding and structured finance transactions and agreements with domestic and foreign institutions in accordance with applicable regulations.

OUR PRODUCTS

Discounting

Interest and commission are calculated based on the total amount of checks/promissory notes and the average maturity.
Since the interest is calculated in advance and deducted from the total amount of the checks/promissory notes, it remains fixed until the account is settled.
The account is automatically closed when the checks that reach maturity are collected (if all checks are paid).

Current Account

Operates with a declining balance system. Interest begins to accrue on the prepayment amount plus any commission (if applicable).
Each collection reduces the interest-bearing balance, and interest continues to accrue on the remaining amount.
At the end of each month, accrued interest is collected.
Until the account is closed, the interest rate may be adjusted depending on market conditions.

Spot Transaction

A fixed factoring interest rate and commission are applied based on the determined average maturity.
At maturity, the principal, interest, and fees are collected.
Collections are deducted from the principal balance, and service invoices are issued based on maturities.